Some Current ACTIVE Listings in….


HELLO MY BEEEEUTIFUL, WONDERFUL Bay Area!!!... I know many of you enjoy following the real estate market… especially in areas where you currently live or would like to live…To get an idea of your chosen market area most everyone likes to see what properties have SOLD AT…TODAY (9.5.14) I’d like to offer you the most current stats on  ACTIVE properties for sale...(keep in mind I’ve chosen just a few local cities in the Eastbay as a starting point… if you dont see a city you’re interested in just let me know)…

ALAMEDA                 54               82          $858,499            9           $858,532
CASTRO VALLEY   96               81          $887,718             23         $774,985

DANVILLE                103             81   $1,637,430         5      $993,460

DUBLIN                     111               77             $986,511          12           $690,904
HAYWARD               232             175           $577.696          66           $483,000
SAN LEANDRO       97                86            $534,282          28          $534,383
SAN RAMON            133              81         $1,083,298          14           $788,342

Dont forget these figures are for ALL ACTIVE Listings on the market for sale… Four out of the  seven cities currently have OVER 100 properties for sale… Inventory is still not overwhelming abundant everywhere…Buyers depending on your needs and price point your chances of getting your piece of property is improving… you just have to be completely ready… Sellers due to the sluggish inventory… you’re still in a great position to receive Top Dollar… keep in mind you must be realistic and price your home right!… Buyers and Sellers I’m here to assist you… Contact Me Now and lets get going…

925.997.2426 Cell/Text and email

Do You Have Buyer’s Paralysis??

HELLOOOOO My Wonderful Beeeeuuutiful Bay Area!!.. Its a gorgeous day today in our Bay Area!!… If you’re in a slump not sure what to do or how to overcome your fears and doubts of  buying a home…thought  the following article by Blanche Evans would be helpful to you… Many issues can be at root of indecision

You’ve looked at dozens of homes. Your REALTOR® is about to tear her hair out with frustration. You are paralyzed, letting one great home after another pass you by. Why can’t you make a decision?

Buying a home can be an overwhelming process... There are so many decisions to make and any of them can mean serious financial consequences. A home, after all, is hardly a liquid asset. Nor is it a growth investment, according to Wall Street definitions. It’s your greatest financial debt, even while it puts a roof over your head. As it appreciates, it also needs repairs and maintenance. With all that weighing on you, no wonder you’ve got commitmentphobia.

Yet, you really want to buy a home… You know that few purchases will provide you the quality of  life that a home of your own does. There are plenty of advantages, as well – tax breaks, rising real estate values, a stable environment for the family, to name only a few. So you stifle your worries and keep looking for homes. You just can’t find the one that’s just right for you.

It might be time to back this train up and examine what is causing the conflict between wanting to buy and being unable to make a decision. There is a cause, and it’s name is money. The question is, which aspect of money is stopping you from moving forward? Fear of spending too much… Lenders will loan you money at the top of your ability to borrow. Realtors will suggest that you will be happier in a “bigger, better” home, eliminating the need to “trade up” in a few years. Stretching to buy the most home you can possibly afford is a good strategy, but only under certain conditions – that you have confidence that your salary will rise, that your income is stable, and that you can handle large surprise expenses.

If you’ve been pre-qualified, you are already looking at bigger, better, more beautiful homes at the top of your range. But something isn’t quite right… Even though you may feel that your income is stable, a feeling is telling you that if you buy in this range, you won’t have enough in reserves should something happen. Those are your instincts talking, and you should listen, because your desires have been doing the talking up to now. Your instincts are telling your desires to scale back a little.

That means backtracking... Talk to your Realtor and ask her to show you less expensive homes. You can’t go wrong buying slightly under your ability. In fact, many financial advisors tell their clients to budget about 25% of their income for housing in order to position them to build reserves for savings, investments, home improvements, emergencies and dozens of other reasons. That’s almost six percent less than lenders will allow you to borrow. Just think what else you can do with six percent of your income. You’ll still have your house, you’ll just have more to do other things with.

A conflict in goals… Many couples purchase homes with the idea that they will have a child, so stretching buying power to have the extra space makes sense. But if you are trying to accomplish two big financial goals at the same time – buying a home and adding to your family, then something has to give.

You can’t have it all – peace of mind, a large mortgage, and burgeoning expenses all at the same time… Something has to give and the way to do that is simply to prioritize your goals. In what order of importance do you want things to happen? What is most important to you? Whether you are planning a family, returning to graduate school, paying off a student loan, or buying a new car, you surely realize that your financial pie can only be sliced so many ways. Your mortgage is the largest, and the larger it is the smaller the other pieces.

Problems in the marriage… This is one of the toughest issues to address, and one your Realtor can’t help you with. But just as you are listening to your instincts about the amount of money you should spend on your new home, you should be paying even more attention to your feelings about your marriage. And only you can answer the question – will we still be together in five years? You should at least be able to predict being together long enough to pay off the interest on your loan! Or you’ll be selling your home without the benefit of building any equity and equity only comes with appreciation and mortgage reduction.

Buying a home will not fix a poor relationship… It will only make things worse… So you have a decision to make and it isn’t which house to buy. It is whether or not you want this relationship to survive. If you decide you want the marriage, then you must pour your efforts into fixing its problems, including your share of the blame. Be willing to change some things, compromise on others, or accept many things as they are. If you can’t do all of those, then to dissolve the partnership is your only other choice. After you have solved the problems in your relationship, you will find your home more easily.

Fear of the future… Fear takes the fun out of a lot of things, but there is reasonable fear and unreasonable fear. Unreasonable fears have no basis in reality, so there is little you can do beyond getting professional help for your anxiety. Reasonable fears you can handle on your own with a little common sense.

Fear can be tamed by looking at the worst case scenarios compared to the best case scenarios. So examine the questions that are really bothering you. What if we can’t make our payments?… This question can be balanced by a best case. What if we manage our money so well that we can make double payments? So the fear here is manageable – it comes down to how confident you are about managing your money. If you aren’t sure of yourself, get help. Ask someone whose money management style you admire for advice on how to manage your money better. Then stick with it.

What if the value of our home goes down in value?… Would you feel as fearful if you asked yourself whether your property will go up in value? Property can go up or down, but all property requires maintenance or it surely will deteriorate in value. This can be easily prevented by having enough budgeted or in your reserves to perform scheduled and unscheduled maintenance. Look at the properties surrounding the home you are considering. Are they maintained with pride? Are they being updated? Then your chances are good that the neighborhood and your home will retain its value. Rest assured that there will always be a buyer for an attractive, well-maintained property.

Because it is not a liquid asset, real estate is not as volatile as you think… It goes down slowly and rises comparatively slowly. And home values even when depressed may get a resuscitation after a few years. Your best hedge against the future is to keep your property in desirable condition.

You can’t predict the future. The only thing you can do is prepare yourself to handle what may happen. So money isn’t the root of all evil, but it is the root of indecision – at least when you are paralyzed about buying a home. Thinking through the money issues can help you get moving one direction or the other. For some of you, just reading this article will put your jitters to rest. For others, you may realize that a home isn’t in the cards for you right now, and that’s OK. Wait a few days or weeks if you need to. Use the time to regroup. It is far better for you to work through a few obstacles than to jump into the largest investment of your life without confidence. If you can work through your fears, get your finances in tip top shape and proceed, you’ll find buying a home doesn’t have to be a paralyzing decision. In fact, it can be one of the most exhilarating things you’ll ever do.

If you are worried about cash flow, then making disproportionately large house payments will tarnish the joy of home ownership, unless you can find ways to cut down the other pie pieces. Work to improve your cash flow. Accelerate your credit card pay -offs Don’t incur new debt. Rebudget your expenses and eliminate unnecessary expenditures. Make compromises – vow to cut down if you can’t cut something out. Be willing to move timelines for meeting your goals. Don’t be influenced by others to live beyond your means. Set your sights on an affordable home, and you may find your dream home will appear right before your very eyes.

Just keep at it my friends… am always available for Q&A, Chat, Selling or Buying… Have a Brite Happy Day!!… Isi…

The Best Pep Talk Ever!!

HELLOOOO My Wonderful Beeeeeautiful Bay Area!!…Have been thinking and thinking on how to start this New Year 2013 with you… Lots of Ideas and time as usual is passing us by… we’re already heading to the end of January!!… Lo and Behold a friend posted this today… I think you’ll be inspired by it… Inspiration Is Always Good!… ENJOY…
The real estate market is rockin & rollin… Lets Get Going!! …
CALL ME  925.997.2426…
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Latest Housing Snapshot for you…

 HELLLOOOO My Ever Wonderful Beautiful Bay Area… here’s some interesting stats for you regarding housing activities in the following counties….they may give you a better insight as to what the average List prices are in high and low price points … Enjoy!!


I hope you will find the following snapshot of local Real Estate   
inventory interesting. The table represents aggregated values based on 
MLS data for the specified date.     
Housing Inventory Snapshot  July 28, 2011
  Average List Price Median List Price Average Days On Market
Santa Clara County, CA
Single Family under $1M $592,091 $580,000 69
Single Family over $1M $2,302,785 $1,650,000 77
Condo/Townhome under $600K $346,370 $349,000 75
Condo/Townhome over $600K $746,892 $708,000 67
San Mateo County, CA
Single Family under $1M $614,943 $588,888 74
Single Family over $1M $2,806,758 $1,728,000 80
Condo/Townhome under $600K $370,848 $359,900 88
Condo/Townhome over $600K $779,907 $719,000 65
Santa Cruz County, CA
Single Family under $1M $563,733 $559,000 79
Single Family over $1M $1,952,887 $1,645,000 108
Condo/Townhome under $600K $353,149 $333,703 107
Condo/Townhome over $600K $800,226 $759,000 120
Monterey County, CA
Single Family under $1M $449,639 $375,000 87
Single Family over $1M $3,139,852 $2,195,000 125
Condo/Townhome under $600K $310,009 $279,000 80
Condo/Townhome over $600K $1,074,440 $897,000 111
San Benito County, CA
Single Family under $1M $363,682 $319,900 92
Single Family over $1M $1,983,890 $1,500,000 199
Condo/Townhome under $300K N/A** N/A** N/A**
Condo/Townhome over $300K N/A** N/A** N/A**
Alameda County, CA
Single Family under $1M $439,582 $400,000 77
Single Family over $1M $1,861,976 $1,498,000 87
Condo/Townhome under $600K $272,242 $249,000 85
Condo/Townhome over $600K $757,419 $699,000 61
Contra Costa County, CA
Single Family under $1M $389,133 $314,900 77
Single Family over $1M $1,930,678 $1,450,000 113
Condo/Townhome under $600K $228,331 $177,000 88
Condo/Townhome over $600K $718,012 $679,950 82
If you know someone who is considering buying or selling a home, please 
give me a call. I will provide professional & courteous service along with 
knowledgeable guidance through the process.   

Darling San Jose Bungalow


Hellooooo My Wonderful, Beautiful Bay Area!!… Please take a few minutes to preview this Darling Bungalow in San Jose, CA…  Located in the Central District near everything in Downtown San Jose… Perfect little home in a nice single family home neighborhood… for 1st x homebuyer/s, empty nesting, spacious private backyard, huge tandem driveway,beautiful floors,  new roof, new dual pane windows throughout, new gas heater, appliances, ceiling fans, upgraded bath, inside laundry room… Just Move Right In!!… Put on your thinking caps this one is a real little gem…Get it while you can!!… This one is NOT a Short Sale is Not an REO… its a straight sale… Response time will be fast…

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Thanks for checking in… Cheers!!…


Isi Wu… the realtor for you

Serving Clients All Over the Eastbay…

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Stop Buying Crap…


Just read this article by Gil Linton and thought it was pretty insightful…  It struck me that this same train of thought could be applied to how we view the business of real estate here in our beautiful cities by the San Francisco Bay … check it out..

Your thoughts???…

As always… would love to hear back from you… I welcome your feedback… Lets Start a Dialogue!…
Save Me in your Favorites and come back and visit all the time!!…
Thanks a Bunch for your time today…
Isi Wu… the realtor for you…

Serving Clients All Over the Eastbay…





Snapshot of Local Real Estate Inventory

I hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.

Housing Inventory Snapshot

April 27, 09


Average List Price

Median List Price

Average Days On Market

Santa Clara County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $600K




Condo/Townhome over $600K




San Mateo County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $600K




Condo/Townhome over $600K




Santa Cruz County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $600K




Condo/Townhome over $600K




Monterey County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $600K




Condo/Townhome over $600K




San Benito County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $300K




Condo/Townhome over $300K




Alameda County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $600K




Condo/Townhome over $600K




Contra Costa County, CA

Single Family under $1M




Single Family over $1M




Condo/Townhome under $600K




Condo/Townhome over $600K





MORTGAGE. National Averages (April 27, 09)*

30-year fixed

Rate – 4.99%

APR – n/a%

15-year fixed

Rate – 4.76%

APR – n/a%

5/1 ARM

Rate – 4.23%

APR – n/a%

* Mortgage rates were collected from publicly available sources ( on the date stated. The accuracy of the information and the availability of these rates are not guaranteed by the publisher. Rates are provided for informational purposes only and are subject to change without notice. Actual market interest rates may vary