Isi Wu's Blog

HELLLLOOOO My Wonderful, Beeeeeautiful Bay Area!!..We’re in a very aggressive multiple offer market…  you need to take action asap… I’m happy to help and at your service… 925.997.2426 or isiwu@comcast.net…

(please read below…from a satisfied repeat client)….

Now is a great time to make your dream come true of owning a home.  Interest rates are great and real estate prices are good. That’ s all you have to think about, Isi will take care of the rest.

You need a real estate agent who’s fresh and a “go getter” when it’s time to make a deal. Someone who has been around the block.  Someone who can represent you when the pressure is on. Timing is crucial when it comes to closing, because there’s so many “unknowns” that can spoil the deal.  Isi, has the knowledge of the whole process.  She has represented me in two house purchases and one sale.. she knows both sides of the negotiation… This is how she can put together as she would say, “a great package” when its time to submit an offer or receiving an offer.  Isi also has an extensive network of professionals to keep the process moving along…This recent purchase Isi made sure we got our inspections done in a timely manner and turned us on to a loan agent with much better rates than what we were already approved for by another company.

I’m convinced I would still be renting if Isi was not my agent… if you’re in the market for a home or considering one… CALL ISI… your dreams can become a reality like it happenend for my wife and me… Thank You Isi!!… by S Hipol

(and NO… I didnt pay him LOL… He’s a very happy client… I would love to go to work for you !!…Thanks for your consideration!!)

HELLLLOOOO My Wonderful Beeeeuuutiful Bay Area!!… How are you doing today?… I mean it… I want to know how you’re doing!… I was thinking about you and pondering on what I should post today… something fun, something interesting, something specific to real estate, what should I post??… I realize just about anything you might want to know can be found easily on this thing we’ve all come to rely on… the internet – google – yahoo and everything else available to us… just couldnt decide on a topic… my goal is to inform and enlighten you,  perhaps resulting in a  conversation with you via blog, email, phone or even text… what a great concept!!… so today my question to you is… Do you have a question regarding your home?… I’ll be pleased to give you a response… email me at isiwu@comcast.net or call/text  me at 925.997.2426 or go ahead and post your question here!  Would love to hear from you… Cheers!… Isi

HELLLLOOOOO MY WONDERFUL BEAUTIFUL BAY AREA!!… Have I told you lately how much I appreciate living and working in this awesome area we call the San Francisco Bay Area?… Having resided in other parts of  this US of A… sorry cant help it… we are blessed we are truly blessed to call this area HOME!!….

At a recent training I learned more real estate related factoids...(we can never get enough factoids… correct??… )  in the state of California there are…

• 6.8 million Mortgages
• 2.04 million Homes Underwater
• 435,000 Delinquent Mortgages
• 183,600 in Foreclosure
• 75,000 Bank Owned
• 18,000 Distressed

Do you fit into any of these categories?… let me hear your story… let me try and help you… WE ARE ABSOLUTELY THE LAND OF 2ND CHANCES… with rules changing every day there are No Rigid Rules!! Nothing is written in stone… I’m happy to hear your story… lets work together to get things straightened out…

HELLLLOOOO My Wonderful Beautiful Bay Area… Those of you who have enjoyed taking certain deductions yearly… be forewarned… certain tax benefits will be going up up and away… (the article below comes from Inman News)… please make your notes and be sure to take what you can before they disappear…

Real Estate Tax Talk. There are several tax credits and deductions set to expire at the end of the year, and given the federal deficit problem, there’s a good chance they won’t be extended. If you want to take advantage of them, you need to act before Jan. 1, 2012. Mortgage insurance premium deduction If you itemize deductions, you may deduct the premiums you pay for mortgage insurance, just like you do mortgage interest. However, this deduction is phased out if your income exceeds certain levels. To qualify for the full deduction, a couple or a single taxpayer must have an adjusted gross income of $100,000 or less. The deduction is phased out completely if AGI exceeds $109,000. For further details go ahead and check out the full article…click open the hyperlink below…

http://shar.es/oh6zE

 HELLLOOOO My Ever Wonderful Beautiful Bay Area… here’s some interesting stats for you regarding housing activities in the following counties….they may give you a better insight as to what the average List prices are in high and low price points … Enjoy!!

HELLLLOOOO… Good Day to All My Wonderful Beautiful Bay Area!!… Real Estate will always be in our lives… no matter how you look at it… we all have something to do with real estate…  we all need it, use it and live in it everyday… so why not strive to make it something you can call your own??… I’d like to be first in line to apply for the job of helping you get there…  I am proud to submit as part of my qualifications the following… (please also refer to my testimonial page for your consideration…)

“I have been a realtor in Northern Arizona for the past 25 years.  When my daughter told me that she was thinking about buying a home in the Bay Area, the first thing I said to her was “Find a good realtor. One that you like and can work with and someone who has lots of experience and knows the market. ” She did just that when she found Isi Wu.  Isi was the perfect realtor for her. She found her a loft that she absolutely loves (one that she might never have found on her own) and that she could afford.  Isi negotiated a great price and took care of  all the details all along the way right up to closing.  She also found a mortgage broker who worked long and hard to get the financing done and closed the loan even before the close of escrow date.  For a first time home buyer, Isi’s expertise and professionalism were invaluable. 

Cheryl K

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HELLOOOOOO…. MY Wonderful, Beautiful, Wet and Cold Bay Area!!… Today we have a Q and A for you… check it out… (Send me your questions anytime…)

QUESTION… In today’s environment (February 2011) can one purchase a home with 10% down, credit score of 740, $200,000 income and a short sale in 2009?

Asked by Donsfan – Home Buyer in Oakland – Home Buying

ANSWER… Hello… As you must know the current market is not exactly a wonderful one to be in… one would think its very much to the advantage of the buyers to be able to buy lower than ever before… because of all the challenges in the lending process these days and because of all of its ever changing requirements it can be a huge headache to maneuver through… I suggest that you connect up with a realtor who has some years of experience to counsel and guide you through what can and cannot be done… Good Luck to you… Isi

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HELLLLLOOOO My Wonderful Beautiful San Francisco Bay Area!!… What a beautiful day we’re having today… We’re so fortunate to live where we do… Life here is the best!!…  Today for your amusement and consideration as a possible very viable alternative to the high cost of homes as we know it… There’s big interest brewing for this option… what do you think??….

HELLLLOOOOOO My Beautiful, Wonderful Bay Area!!… Its a gorgeous day today…  hope you’re out there enjoying it!… Wanted to share some food for thought for all you 

First Time Home Buyers out there…  

First Time Home Buyers – so excited, filled with anticipation and hope for the future… the first homes you see may well be foreclosed properties – terrible carpeting, damaged walls, missing items, various aromas inside the house… the excitement and hope may begin to fade…

All of a sudden your dream home appears!!… Brand new kitchen, remodeled bathrooms, new paint, new flooring, new windows… its perfect!!… It’s the only one you want… no way will you consider those awful foreclosed/distressed homes!… its too good to be true!!…

Your Realtor informs you it’s a “Flip”…  what the heck is a “Flip” you ask?… A flip is a property purchased by an investor at a discounted price, either on the courthouse steps or some other means… the investor “Flipper” will usually send in a crew to upgrade and improve the home before putting it back on the market for a profit.  The upgrades usually include new paint, new flooring, new kitchen cabinets, new counters, new appliances, new dual pane windows, new hot water heater, a new roof and more…

The drawback is… permits are required for many of the upgrades, and in many cases the “Flippers” don’t bother.

Whenever improvements are made without the necessary permits its creates a real problem. Permits are required for almost every kind of home improvement.

When a buyer purchases a home without the required permits, they become liable for bringing the home to compliance.  This is the problem… time is money, to make a profit “Flippers” must get the home improved and back on the market asap.  Obtaining permits can take more time and delays and more money.

Since the “flippers” buy properties “as is” they inherit the pre-existing improvements – many without permits.  They really should get these properties into compliance with the local building departments BEFORE doing anymore additional work and re-selling.  Its safe to say this isn’t happening in most cases.

In Summary…

The Good?  Flippers are upgrading homes and improving neighborhoods.

The Bad? Shortcuts. Buyers should check city records for permits… None? Ask the seller to provide them.

The Ugly?  Not all flippers do good work. Some just paint over issues and hide problems to turn a quick profit. There’s no guarantee all improvements were installed properly and safely.

Make sure you get a proper home inspection so you know what you’re getting into. BUYER BEWARE!..

Thanks for checking in!! Your comments are always welcome…

Isi

Isi Wu… the realtor for you…
the right agent makes all the difference

Serving Clients All Over the Eastbay…

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HELLLOOOOOO My Beautiful Wonderful Bay Area!!… Safety- Safety-Safety… Location is a key component to how we go about our daily lives.. our Safety is right up there with Location choices… Ever want to know what kind of crimes are going on in a specific area??… search by street address, neighborhoods, sort of crimes, sex offenders…one of the better sites I’ve found is …Welcome to CrimeReports.com … easy to use and very informative… you can even sign up for email alerts for any activity in a specific area…Check it out and pass it along to your family and friends…very useful information… please give me your feedback…

Thanks for checking in… visit me again…

Isi

Serving Clients All Over the Eastbay…

Isi Wu
the right agent makes all the difference
Realty World – Blue Property Group
DRE#01258838
Cell 925.997.2426
isiwu@comcast.net
www.isiwu.com

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