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	<title>Isi Wu&#039;s Blog &#187; Loan</title>
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		<title>A Q and A&#8230;</title>
		<link>http://isiwu.com/2011/02/19/a-q-and-a/</link>
		<comments>http://isiwu.com/2011/02/19/a-q-and-a/#comments</comments>
		<pubDate>Sun, 20 Feb 2011 05:18:29 +0000</pubDate>
		<dc:creator>Isi Wu</dc:creator>
				<category><![CDATA[Areas of Interest]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[First Time Hombuyer]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Alameda County]]></category>
		<category><![CDATA[bay area]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Real estate broker/agent]]></category>
		<category><![CDATA[real estate value]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[today's market]]></category>

		<guid isPermaLink="false">http://iwu.blogs.rwnetwork.com/?p=1030</guid>
		<description><![CDATA[  HELLOOOOOO&#8230;. MY Wonderful, Beautiful, Wet and Cold Bay Area!!&#8230; Today we have a Q and A for you&#8230; check it out&#8230; (Send me your questions anytime&#8230;) QUESTION&#8230; In today&#8217;s environment (February 2011) can one purchase a home with 10% down, credit score of 740, $200,000 income and a short sale in 2009? Asked by [...]]]></description>
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<div class="wp-caption aligncenter" style="width: 310px"><a href="http://commons.wikipedia.org/wiki/File:Oaklandatnight02192006.JPG"><img title="View of downtown Oakland looking west across L..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/e/e3/Oaklandatnight02192006.JPG/300px-Oaklandatnight02192006.JPG" alt="View of downtown Oakland looking west across L..." width="300" height="200" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
<p> </p>
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<p><strong>HELLOOOOOO&#8230;. MY Wonderful, Beautiful, Wet and Cold Bay Area!!&#8230; Today we have a Q and A for you&#8230; check it out&#8230; (Send me your questions anytime&#8230;)</strong></p>
<p><span style="color: #000000"><strong>QUESTION&#8230;</strong></span> <span style="color: #0000ff"><strong>In today&#8217;s environment (February 2011) can one purchase a home with 10% down, credit score of 740, $200,000 income and a short sale in 2009?</strong></span></p>
<p><span style="color: #0000ff"><em>Asked by Donsfan &#8211; Home Buyer in Oakland &#8211; Home Buying</em></span></p>
<p><strong>ANSWER&#8230;</strong> <span style="color: #800000"><strong>Hello&#8230; As you must know the current market is not exactly a wonderful one to be in&#8230; one would think its very much to the advantage of the buyers to be able to buy lower than ever before&#8230; because of all the challenges in the lending process these days and because of all of its ever changing requirements it can be a huge headache to maneuver through&#8230; I suggest that you connect up with a realtor who has some years of experience to counsel and guide you through what can and cannot be done&#8230; Good Luck to you&#8230; Isi</strong></span></p>
<h6 class="zemanta-related-title" style="font-size: 1em">Related articles</h6>
<ul class="zemanta-article-ul">
<li class="zemanta-article-ul-li"><a href="http://r.zemanta.com/?u=http%3A//www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/8327301/How-first-time-buyers-can-get-on-the-property-ladder.html&amp;a=35731408&amp;rid=0604e2e6-8d7e-44d5-8b19-beafd9976992&amp;e=67888db13823ee13e5e7351cfe87d930">How first-time buyers can get on the property ladder</a> (telegraph.co.uk)</li>
<li class="zemanta-article-ul-li"><a href="http://www.creditscore.net/short-sales-foreclosure-and-your-credit-score/">Short Sales, Foreclosure and Your Credit Score</a> (creditscore.net)</li>
</ul>
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		<title>Maddi&#8217;s First Sign Off on Her First Home!!</title>
		<link>http://isiwu.com/2010/08/17/maddis-first-sign-off-on-her-first-home/</link>
		<comments>http://isiwu.com/2010/08/17/maddis-first-sign-off-on-her-first-home/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 04:34:33 +0000</pubDate>
		<dc:creator>Isi Wu</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[First Time Hombuyer]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Alameda County]]></category>
		<category><![CDATA[Buy now]]></category>
		<category><![CDATA[closing papers]]></category>
		<category><![CDATA[Contra Costa County]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan documents for a home]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate value]]></category>
		<category><![CDATA[self-motivated]]></category>
		<category><![CDATA[Sign Off Documents at Title Office]]></category>
		<category><![CDATA[Title Services]]></category>
		<category><![CDATA[today's market]]></category>
		<category><![CDATA[young homebuyers]]></category>

		<guid isPermaLink="false">http://iwu.blogs.rwnetwork.com/?p=842</guid>
		<description><![CDATA[Hellloooo My Wonderful Beautiful Bay Area!!&#8230; How many of you have gone through the home buying process and gone to the title company to sign off your loan documents and actually experienced waiting the day or two before your home finally became officially yours??&#8230; For those of you who have never gone through the process [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Hellloooo My Wonderful Beautiful Bay Area!!&#8230; How many of you have gone through the home buying process and gone to the title company to sign off your loan documents and actually experienced waiting the day or two before your home finally became officially yours??&#8230; For those of you who have never gone through the process here&#8217;s a glimpse of what actually happens when you go to sign off your closing documents just prior to your home loan funding and recording at the County Recorder&#8217;s Office and getting your keys to your new home!&#8230;  the following video is an actual signing for one of my clients (who happens to be just 23 years of age, who purchased her first home without any financial help from her parents&#8230; (I want to make clear that this example is one that is happening much more frequently than ever before &#8230; and I want to emphasize that anyone I mean anyone no matter how young or old can achieve homeownership if the desire is there&#8230;)</strong></p>
<p><strong>I hope this will enlighten you and give you extra insight as to what happens towards the end of a transaction in escrow&#8230; By all means please feel free to contact me with any questions you may have&#8230; it will be my pleasure to assist you&#8230;</strong></p>
<p><strong><a href="http://youtu.be/RoavtzHBOkU">
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<p><strong>Maddi is now a very happy and proud homeowner and I&#8217;m very honored to have represented her!&#8230;</strong></p>
<p><strong>Thanks for checking in&#8230;</strong></p>
<p><strong>Isi </strong></p>
<p><strong>Isi Wu&#8230; the realtor for you</strong></p>
<p><strong>Serving Clients All Over the Eastbay&#8230;</strong></p>
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