HELLLOOOO My Most Beautiful Wonderful Bay Area!!…  The “Question of the Day” is … Are you sure your realtor is licensed to do business?

Most sellers, buyers, soon to be in the market consumers and yes even fellow realtors probably don’t think too much about the licensing status of the agents they work with! And we all should know!! In fact its crucial to know… why would you work with someone who isnt licensed, why would you work with someone who has been disciplined or has complaints placed on his/her record?… As with everything else in life we must scrutinize the who, what and whys which includes “making sure your realtor is licensed and current” when it comes to working closely with that person regarding your home or any kind of property and where a huge amount of your life and money  is involved… Use a Licensed Realtor!

Jim Malmberg wrote a very insightful article on why its important to know the status of the realtor you work with…please take a minute to read it… and enlighten yourselves… http://bit.ly/A5hHlw

(the DRE – Department of Real Estate License Lookup link is inside Jim’s article… its FREE to use…do yourselves a favor and do this…)

HELLLLOOOO My Wonderful Beautiful Bay Area… Those of you who have enjoyed taking certain deductions yearly… be forewarned… certain tax benefits will be going up up and away… (the article below comes from Inman News)… please make your notes and be sure to take what you can before they disappear…

Real Estate Tax Talk. There are several tax credits and deductions set to expire at the end of the year, and given the federal deficit problem, there’s a good chance they won’t be extended. If you want to take advantage of them, you need to act before Jan. 1, 2012. Mortgage insurance premium deduction If you itemize deductions, you may deduct the premiums you pay for mortgage insurance, just like you do mortgage interest. However, this deduction is phased out if your income exceeds certain levels. To qualify for the full deduction, a couple or a single taxpayer must have an adjusted gross income of $100,000 or less. The deduction is phased out completely if AGI exceeds $109,000. For further details go ahead and check out the full article…click open the hyperlink below…

http://shar.es/oh6zE

There’s really some true advantages to “Online Shopping”!!… LOL

 1.      Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator.

2.      Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier.

 3.      Love those flowers. That tells me you have taste… and taste means there are nice things inside. Those yard toys your kids leave out always make me wonder what type of gaming system they have.

 4.      Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it..

5.      If it snows while you’re out of town, get a neighbor to create car and foot tracks into the house.. Virgin drifts in the driveway are a dead giveaway.

6.      If decorative glass is part of your front entrance, don’t let your alarm company install the control pad where I can see if it’s set. That makes it too easy.

 7.      A good security company alarms the window over the sink. And the windows on the second floor, which often access the master bedroom – and your jewelry. It’s not a bad idea to put motion detectors up there too.

 8.      It’s raining, you’re fumbling with your umbrella, and you forget to lock your door – understandable. But understand this: I don’t take a day off because of bad weather.

9.      I always knock first. If you answer, I’ll ask for directions somewhere or offer to clean your gutters. (Don’t take me up on it.)

10.  Do you really think I won’t look in your sock drawer? I always check dresser drawers, the bedside table, and the medicine cabinet.

11.  Here’s a helpful hint: I almost never go into kids’ rooms.

12.  You’re right: I won’t have enough time to break into that safe where you keep your valuables. But if it’s not bolted down, I’ll take it with me.

13.  A loud TV or radio can be a better deterrent than the best alarm system. If you’re reluctant to leave your TV on while you’re out of town, you can buy a $35 device that works on a timer and simulates the flickering glow of a real television.   (Find it athttp://www.faketv/.com/) 

HELLLLOOOOO  My Beautiful Wonderful Bay Area!!… Dreams Do Come True!!

Scott & Jenn… Huge Congratulations!!!

Welcome to Your New Home in Beautiful Estudillo Estates…

HELLLLOOOO… Good Day to All My Wonderful Beautiful Bay Area!!… Real Estate will always be in our lives… no matter how you look at it… we all have something to do with real estate…  we all need it, use it and live in it everyday… so why not strive to make it something you can call your own??… I’d like to be first in line to apply for the job of helping you get there…  I am proud to submit as part of my qualifications the following… (please also refer to my testimonial page for your consideration…)

“I have been a realtor in Northern Arizona for the past 25 years.  When my daughter told me that she was thinking about buying a home in the Bay Area, the first thing I said to her was “Find a good realtor. One that you like and can work with and someone who has lots of experience and knows the market. ” She did just that when she found Isi Wu.  Isi was the perfect realtor for her. She found her a loft that she absolutely loves (one that she might never have found on her own) and that she could afford.  Isi negotiated a great price and took care of  all the details all along the way right up to closing.  She also found a mortgage broker who worked long and hard to get the financing done and closed the loan even before the close of escrow date.  For a first time home buyer, Isi’s expertise and professionalism were invaluable. 

Cheryl K

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• REALTORS Working for Tomorrow’s Home Owers Today (thejnlgroup.wordpress.com)

  

  

 

 

 

HELLLLOOOOO My Wonderful, Beautiful Bay Area!!… Good Day to you… today I have another question and answer regarding buying  a condo in Berkeley or Oakland, CA… I hope my response is helpful for any of you who may be considering a purchase no matter what the price range or location…

  

Question… Where is a good place to look for a condo in Oakland or Berkeley for less than $300,000??

I would like to be in an area close to BART (preferably walking distance), reasonably quiet but has lots of places to walk to (and where I will feel safe walking around), and will be in an up-and-coming neighborhood as far as property value. I do not want a fixer-upper.

 

I’ve seen some places in the Adam’s Point, Uptown, Jack London Square, Harrison St.,and Downtown areas that look good on paper at least, but I don’t know too much about them. Any advice?

asked by Krabappel… Just looking…94117

 

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• Kid-friendly restaurants in the Oakland/Emeryville area (sfgate.com)

 

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HELLOOOOOO…. MY Wonderful, Beautiful, Wet and Cold Bay Area!!… Today we have a Q and A for you… check it out… (Send me your questions anytime…)

QUESTION… In today’s environment (February 2011) can one purchase a home with 10% down, credit score of 740, $200,000 income and a short sale in 2009?

Asked by Donsfan – Home Buyer in Oakland – Home Buying

ANSWER… Hello… As you must know the current market is not exactly a wonderful one to be in… one would think its very much to the advantage of the buyers to be able to buy lower than ever before… because of all the challenges in the lending process these days and because of all of its ever changing requirements it can be a huge headache to maneuver through… I suggest that you connect up with a realtor who has some years of experience to counsel and guide you through what can and cannot be done… Good Luck to you… Isi

Related articles

• How first-time buyers can get on the property ladder (telegraph.co.uk)
• Short Sales, Foreclosure and Your Credit Score (creditscore.net)