A…Hello..now this is a question all buyers should be aware of… not only first x homebuyers..to be completely honest its not the best market for any buyers but especially for 1st x homebuyers… unless they have lots of money down ie) more than 20-40% down or better yet All Cash… we’re currently in a Seller’s Market which basically means if sellers price their properties correctly… they’ll receive multiple offers which drives the offers upwards… Down payment (which includes Earnest Money to go with your purchase offer…) is only part of the package buyers must submit with their purchase offers… the more prepared and complete your Offer Package including best price & terms will help you… Down Payment is absolutely part of what the Seller’s Agent will be looking for but is not the only criteria that needs to be met… Please talk with your realtor and work on ways to strengthen your offer in all ways… there are many options you can find the right property for you. Its a fact we have very low inventory all the more reason you have to be completely prepared to make your move on a property asap… dont forget interest rates are still super low… they’re inching upwards…seize the time to make your purchase come true… Thanks for your question… Much Luck and Perseverance!… Isi
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