Homes to 9,000 Homeless Vets…

United States Department of Housing and Urban ...

HELLLLOOOO My Beautiful Wonderful Bay Area!….Today is a cooler day but soon to be warmer days… I hope you’re all enjoying our Wonderful Bay Area… Today I’d like to revisit “homeless vets”…. I wish I could find a way to truly help our vets…homeless, disabled and otherwise … for all they’ve done in service for our safety at home… we should all be so thankful and repay them in every way possible… the reality is we’ve havent held up our end of the bargain… the current sellers market allows sellers to peruse multiple offers, mostly over list price, as is, no contingency, best price and terms… the VA Loan was created to help and thank our vets… it does have certain requirements that hinder VA Loans to be looked as the best finance option in addition to a few other requirements…  if more owners who’s priority is to repay our vets by accepting their purchase offer backed by a VA loan… this would be a more ideal world… if this were true… to the contrary… owners however thankful they may be… are much more apt to accept an offer without any contingencies, with much higher down payments (VA loans dont require any downpayments), better terms and faster close times…of course they would… lets face it… if we were in that position can you honestly say you would accept an offer with a VA Loan?… (hmmmm if we were in a Buyer’s market I wonder what the climate for a VA loan would be)…which brings me to my update today…

As a reminder… here’s my posting on May 24,2012 (almost a year ago) http://bit.ly/11VtkuD

Today’s update…(is provided by RisMedia)… HUD & VA Team Up: Provide Homes to 9,000 Homeless Vets…  9000 Vets living on the streets or who are participating in the nation’s shelter system will soon find permanent homes due to extra $60 Million Dollars funded by HUD… (please read the link below)

http://bit.ly/1aPellA

This is good news… not the ultimate best… but definitely good… I hope we can one day find a way to erradicate this tragic situation once and for all.

 

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Question of the Day…

English: The new MLSpulse™ Home Search Directo...

Q…How large a down-payment should first time homebuyers expect to put down?
A…Hello..now this is a question all buyers should be aware of… not only first x homebuyers..to be completely honest its not the best market for any buyers but especially for 1st x homebuyers… unless they have lots of money down ie) more than 20-40% down or better yet All Cash… we’re currently in a Seller’s Market which basically means if sellers price their properties correctly… they’ll receive multiple offers which drives the offers upwards… Down payment (which includes Earnest Money to go with your purchase offer…) is only part of the package buyers must submit with their purchase offers… the more prepared and complete your Offer Package including best price & terms will help you… Down Payment is absolutely part of what the Seller’s Agent will be looking for but is not the only criteria that needs to be met… 
Please talk with your realtor and work on ways to strengthen your offer in all ways… there are many options you can find the right property for you. Its a fact we have very low inventory all the more reason you have to be completely prepared to make your move on a property asap… dont forget interest rates are still super low… they’re inching upwards…seize the time to make your purchase come true… 
Thanks for your question… 
Much Luck and Perseverance!… Isi
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You’re Gonna Want this Condo!!… I’m Serious…

 

HELLOOOOOO My Beautiful Wonderful Bay Area!!... its abit after midnite now… we’re into the early morning hours of Thursday 5.16… In this crazy market we’re in… wanted to give you a heads up…I just listed a Brand New Condominium Listing in beautiful Pleasant HillIts a Regular Sale… not distressed in anyway… Sellers are very motivated but may need time to move… perfectly maintained… just move right in…Lots of Upgrades too many to list for you here… 2 bedroom 2 bath… very comfortable 973 sq.ft… feels quite spacious… has a low maintenance backyard-is an end unit-plenty of parking-community pool and clubhouse… Convenient to everything – incl downtown- lots of eateries – all shopping needs – Bart – freeways – pet friendly, walk friendly…Just a Great Location!! You’ll love this unit… Dont Miss It!…  (minutes to Concord, Martinez, Walnut Creek, Danville etc… all points E-W-N & S…

If you know someone who might love this nice unit… let me know asap at isiwu@comcast.net or better yet call me at 925.997.2426 or if you’re a realtor please check MLS#40614945… Thanks Very Much Everyone…

Bay Area Housing Recovery Spreads from Silicon Valley to the EastBay!

Spectacular San Francisco Famous Downtown Land...

HELLLLOOOOO MY WONDERFUL BEAUTIFUL BAY AREA!….Our Bay Area’s housing recovery has spread from Silicon Valley up the Peninsula to San Francisco, and it is now helping lift home values in the East Bay… click the link below and find out zip by zip code how the increases have affected in any given zip code…

the link below was written by Pete Carey of the Mercury News… its a very informative read on our current market activity in our most Wonderful, Beautiful Bay Area…  Always keep in mind I’m always available to chat with you… feel free to contact me at 925.997.2426 or email me at isiwu@comcast.net.

http://bit.ly/11WqHn5

Its a really nice day today… Happy Friday… please go and enjoy!!… Cheers Everyone…

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A Short Sale Triumph!

Morning glory flower, species Ipomoea nil

HELLLOOOOO My Wonderful Beautiful Bay Area!!… The sun is out and is hanging out longer these days… more time for us to get out and enjoy our neck of the woods… even after work… plenty of light for all of us!…

Our real estate market all around our Bay Area is coming back by leaps and bounds… Sales have been inching upwards for a few months now… Sellers are reaping the benefits due to very low inventory and Buyers are out in droves vying for a chance at home ownership… taking advantage of the low low interest rates  to boot…Not so much fun for buyers since this is a seller’s market… meaning multiple offers for the sellers and buyers are pretty much stuck if they dont offer over list, short times to remove contingencies or the most minimal shortest times to remove contingencies, bigger down payments, very quick close times etc etc…

Nevertheless abit of good news to share with you as sellers, buyers or just plain market watchers…here’s a goodie for you… as a result of a recent listing I had… even tho a short sale… with 2 loans… from the actual list date to close of escrow took a mere 2 months…from date of short sale approval from the bank to close of escrow date took less than 35 days… Now we’re talking!!… it is possible to rise above the Short Sale craziness of months and months and months of delays working through the various  bank depts and myriad of bank short sale specialists who never seem to stay very long, who always seem to lose vital information… you can end up triumphant and literally close the transaction in the same amount of time as a normal regular transaction…Not a very usual happening but I do believe the general state of Short Sales are indeed getting better in as far as the length of time they’ve been known to take…

Its very possible the Short Sale process is finally getting more streamlined… I cant declare this sentiment as universal just yet but as the listing agent on this recent short sale… everything worked out super well for sellers, buyers, realtors for both sides, banks and buyer”s lender and escrow officer… it took all of us to work together to make it happen and make it happen we did!!… Huge Congrats… Luis, Melissa, Shayn, Megan, Karen, Randi, Marie  & Julian (asset manager)…

If you’re considering putting your home up for a possible Short Sale and more importantly if you’ve already received a Notice of Default (NOD)… please call me at 925.997.2426 or email me at isiwu@comcast.net… Lets Talk… I Can Help!!

 

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The Best Pep Talk Ever!!

HELLOOOO My Wonderful Beeeeeautiful Bay Area!!…Have been thinking and thinking on how to start this New Year 2013 with you… Lots of Ideas and time as usual is passing us by… we’re already heading to the end of January!!… Lo and Behold a friend posted this today… I think you’ll be inspired by it… Inspiration Is Always Good!… ENJOY…
http://on.mash.to/UsZpVD
The real estate market is rockin & rollin… Lets Get Going!! …
CALL ME  925.997.2426…
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Evictions Halted During the Holidays…

 Good Day My Wonderful, Beautiful Bay Area!…. A small reprieve for those about to be evicted due to foreclosure…

Fannie Mae and Freddie Mac said on Monday they would provide a break for borrowers facing foreclosure to ensure those having problems making monthly mortgage payments will remain in their homes during the holidays.

Fannie Mae said its eviction moratorium would apply to single-family homes and two- to four-unit properties from December 19 through January 2, 2013. Freddie Mac said it would offer the suspension from December 17 through January 2, 2013.

http://reut.rs/R1pwUo

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Homeownership Pride….

HELLOOOOO My Wonderful, Beautiful Bay Area!!… Decisions have been made politically… now back to the subject of Homes, Pride of Owning a Home, the Responsibilites and Duties that come with owning a home…(my treasured Iris plantings were trampled over by something… my wonderful Honey set out a trap… now whaaaaat?????….)

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Exercise Your Right to Vote!!

Nouormand: Êlections au mais d'Octobre 2008, Jèrri

HELLLOOOOO MY BEAUTIFUL WONDERFUL BAY AREA…

Election Day is tomorrow Tuesday, Nov. 6. Exercising your right to vote is critical to ensuring that your interests are represented in your city council, Sacramento, and Washington. Please make exercising that right a priority.

To find your polling place, visit http://www.sos.ca.gov/elections/find-polling-place.htm

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Time to Turn Your Clocks BACK One Hour…