Archive for the ‘General’ Category

Proposed rules could shut many out of housing market…

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HELLLLOOOO My Beautiful Wonderful Bay Area… Finally looks like our weather is warming up… and as the weather heats up… there’s news heating up regarding our real estate market…Bankers and community advocates protest tough down payment requirements… read the rest of the  MSNBC article in the following link…

http://on.msnbc.com/mxmhS4

Your Own Real Estate…

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HELLLLOOOO… Good Day to All My Wonderful Beautiful Bay Area!!… Real Estate will always be in our lives… no matter how you look at it… we all have something to do with real estate…  we all need it, use it and live in it everyday… so why not strive to make it something you can call your own??… I’d like to be first in line to apply for the job of helping you get there…  I am proud to submit as part of my qualifications the following… (please also refer to my testimonial page for your consideration…)

“I have been a realtor in Northern Arizona for the past 25 years.  When my daughter told me that she was thinking about buying a home in the Bay Area, the first thing I said to her was “Find a good realtor. One that you like and can work with and someone who has lots of experience and knows the market. ” She did just that when she found Isi Wu.  Isi was the perfect realtor for her. She found her a loft that she absolutely loves (one that she might never have found on her own) and that she could afford.  Isi negotiated a great price and took care of  all the details all along the way right up to closing.  She also found a mortgage broker who worked long and hard to get the financing done and closed the loan even before the close of escrow date.  For a first time home buyer, Isi’s expertise and professionalism were invaluable. 

Cheryl K

 

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Iris means Forever…

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HELLLOOOOO My Wonderful Beautiful Bay Area… Have been soul searching for a nice something to post and share… its just that kind of day…Sorry sometimes the thoughts just dont flow.. Work has been at a very hectic pace but so appreciative for it… Life is Wonderful… Spring is Springing Up!!  Our climate is just where it needs to be and I hope you’re enjoying and experiencing all Our Wonderful Beautiful Bay Area has to offer…  Happy Spring to All…  have you ever done any gardening??… Its one of my favorite hobbies… last year we traveled to an Iris Farm in Brentwood… here’s a mere sampling of what we saw…

 

 

 

 

We were so delighted with the bountiful array of colors we had to bring some bulbs home to grow in our own Iris Flower Bed… If you’ve never seen a Bearded Iris and if you enjoy what nature can do… check this out!!…

The first of our bulbs to bloom!!

So Proud!!… Sooo Amazing!!… Enjoy!!…

Cheers Everyone!

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Coming Very Soon!!…

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HELLLLOOOOOO My Wonderful Beautiful Very Wet Outside Bay Area… Rain is Good, Rain is Good… Am so enjoying staying in and catching up on much needed computer work… yes realtors dont just sell properties we also use and work  on our computers LOL> LOL…
Today I have a heads up for all of you…  
COMING VERY SOON TO MARKET… 
A Gorgeous, Spacious Bi-Level Home  located in
“Distinguished Castro Valley Schools” on a quiet – private street…
3 Bedrooms – 2 Large Baths
2,364 sq.ft.  interior – 5,029 sq.ft. lot
( Huge Master Suite with Adjoining Office & Master Bath upper floor)
List of Amenities & Upgrades are too much to list…
(will forward to you upon request)
Move In Ready!!
Must see to appreciate… you will Love This One!!… 
Feel free to contact me for more information…

 

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Buying a Condo in Berkeley or Oakland…

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HELLLLOOOOO My Wonderful, Beautiful Bay Area!!… Good Day to you… today I have another question and answer regarding buying  a condo in Berkeley or Oakland, CA… I hope my response is helpful for any of you who may be considering a purchase no matter what the price range or location…
  
Question… Where is a good place to look for a condo in Oakland or Berkeley for less than $300,000??
I would like to be in an area close to BART (preferably walking distance), reasonably quiet but has lots of places to walk to (and where I will feel safe walking around), and will be in an up-and-coming neighborhood as far as property value. I do not want a fixer-upper.
 
I’ve seen some places in the Adam’s Point, Uptown, Jack London Square, Harrison St.,and Downtown areas that look good on paper at least, but I don’t know too much about them. Any advice?
asked by Krabappel… Just looking…94117
 

 

BEST ANSWER

Hello… These days its very possible to purchase a nice little place with the parameters you’ve listed… the areas you listed are some of the more popular areas to purchase in but not necessarily the only areas… when you look in the more desired areas you may end up in multiple offer situations (especially in the price point you’re looking at)…as well as other things to consider…Price points are naturally key but not the only criteria you should consider… you didnt mention how many bedroom/baths/sq.ft. you require… First and foremost I would suggest getting pre-approved for a loan before you do any looking… feel free to contact me if you’d to discuss your options further…
Cheers…
Isi

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A Q and A…

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View of downtown Oakland looking west across L...

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HELLOOOOOO…. MY Wonderful, Beautiful, Wet and Cold Bay Area!!… Today we have a Q and A for you… check it out… (Send me your questions anytime…)

QUESTION… In today’s environment (February 2011) can one purchase a home with 10% down, credit score of 740, $200,000 income and a short sale in 2009?

Asked by Donsfan – Home Buyer in Oakland – Home Buying

ANSWER… Hello… As you must know the current market is not exactly a wonderful one to be in… one would think its very much to the advantage of the buyers to be able to buy lower than ever before… because of all the challenges in the lending process these days and because of all of its ever changing requirements it can be a huge headache to maneuver through… I suggest that you connect up with a realtor who has some years of experience to counsel and guide you through what can and cannot be done… Good Luck to you… Isi

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Life in a Small House… under 100 sqft.

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HELLLLLOOOO My Wonderful Beautiful San Francisco Bay Area!!… What a beautiful day we’re having today… We’re so fortunate to live where we do… Life here is the best!!…  Today for your amusement and consideration as a possible very viable alternative to the high cost of homes as we know it… There’s big interest brewing for this option… what do you think??….

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Crime in Your Neighborhood?? Find Out Now…

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HELLLOOOOOO My Beautiful Wonderful Bay Area!!… Safety- Safety-Safety… Location is a key component to how we go about our daily lives.. our Safety is right up there with Location choices… Ever want to know what kind of crimes are going on in a specific area??… search by street address, neighborhoods, sort of crimes, sex offenders…one of the better sites I’ve found is …Welcome to CrimeReports.com … easy to use and very informative… you can even sign up for email alerts for any activity in a specific area…Check it out and pass it along to your family and friends…very useful information… please give me your feedback…

Thanks for checking in… visit me again…

Isi

Serving Clients All Over the Eastbay…

Isi Wu
the right agent makes all the difference
Realty World – Blue Property Group
DRE#01258838
Cell 925.997.2426
isiwu@comcast.net
www.isiwu.com

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Please Consider Me for the Job!

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Alway's real estate agent, c. 1913

HELLLOOOOO My Wonderful Beautiful Bay Area!!… Are you looking for a realtor to work with?… I’d surely like to apply for the job!… I love this job I do and the very best compliment is to have Happy Satisfied Clients!… The best way for you to get an idea of how I work would be to hear it from my clients… so yes I’m toooooting my own horn…

Mike and Nicole just sent this one today…  and I’m very proud to share it with you…

Isi is very professional and personable.  Being property virgins, she was able to point us in the right direction as to the reality of where and what we could afford.  She kept a close eye on our wants vs. our needs and kept us in tune.  If an opportunity came about, she was quick to notify us and was always willing to speak to us after hours.  After the close of escrow, we found some issues with our new place.  Instead of washing her hands of it, Isi was on top of it and ready to battle the previous Realtor, Owner, and HOA. We are very happy with Isi’s efforts and would recommend her to anyone looking to sell or purchase a home.  She also lined us up with great Mortgage and Title companies too. 

Mike and Nicole

If you’d like to see more Client Comments… please go to “Testimonials Tab” … It would be my pleasure work to with you… Please call or email me anytime… we can discuss what you’d  like to do and decide the options available to you.

Please Consider Me for the Job!!

Thanks for checking in…

Isi

Isi Wu… the realtor for you

Serving Clients All Over the Eastbay!

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More on the Foreclosure Situation… A Mortgage Consultant’s View…

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Helllooooo My Wonderful Beautiful Bay Area!!…

Today… we have an extension of  my posting on Tuesday October 12… Foreclosures Halting… Now What??!!!…

The breadth and ultimate effects of  this latest Foreclosure Issue may not be realized anytime soon, while we wait for more solid information to come down the pipeline etc… I thought you’d like to hear  from a trusted very experienced loan consultant and good  friend of mine, who was kind enough to share his personal perspective on the Foreclosure Situation…

(The content below is not be construed to be anything more than his own personal opinion)…

 

Hi Isi,

My personal belief is that lenders have been very patient with homeowners and to add this extra burden to already stretched banks and lending entities is simply suicidal for our economy.  Homeowners that are behind know very well they will lose their home.  Just like you and I know that on a clear day, the sky is blue.  Banks need to be able to move on their assets and eventually be solvent again.  Banks are not our adversaries.  Heavy and costly government along with the heavy and costly regulation that comes with it, is the problem. 

My business is so laden with regulation now that the average applicant is paying a higher rate and more fees to obtain the same product and the new regulations have done very little to enlighten the consumer to what they are getting.  Sadly, the only benefit the consumer has received is the privilege of paying more for the same product.

 On a different subject.  The economy starts with the consumer ( you and I and our neighbor) – not with business as these administrations keep pushing.  If the consumer has money at the end of the month and is not worried about the future and heavy inevitable taxes, then the consumer will spend which then leads to demand for services and products.  Hence employment.   The only way the consumer is going to have money to spend and feel good about the future is heavy federal and state tax cuts along with heavy government spending cuts.  If I had an extra $10,000.00 at the end of the year and I see a government heavily cutting back and behaving fiscally responsible, I might just purchase that couch we need or maybe I will get a new car.  Multiply this spending by millions and hence demand will jump, businesses will see this demand and expand hiring people and the future would be bright.

This government is poised to spend and unless you are willing to cut government way back it is useless talking about tax cuts.  So vote them out and replace them with leaders who tremble at the thought of big government and spending.  In order to prosper, government must be squeezed, regulation must be loosed, and tax burdens must be lifted.  There is no other formula for a great and prosperous America. 

 Hope this helps. 

Tom Erbil
Mortgage Broker – DRE License# 00934494

Stay tuned in and check back for more updates as they become available…

Isi

Isi Wu… the realtor for you!

Serving Clients All Over the Eastbay and Beyond…

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