Archive for the ‘First Time Hombuyer’ Category

Mar 4

Our Wonderful Tree…

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Hellooooo My Beautiful Wonderful Bay Area…  All throughout the country and our neck of the woods on the west coast specifically the San Francisco Bay Area… we’ve all been experiencing some unusual weather… Any time we experience unusual times as these … it certainly causes us all some unplanned for situations…

This was our prized “shade” tree… over time & incremental weather… no more trimming back… its time to cut down and remove today… we received this tree as a little baby as a wedding favor… they asked us to plant it in our yard… we did & were amazed at its growth & majesty over the years… & enjoyed spending time under her cooling branches…we’ll miss her… Thanks for the memories our wonderful tree…

Thanks for checking in… Your comments are always welcome…

Isi

Isi Wu… the realtor for you…

Serving clients throughout the Eastbay

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Mar 1

Palomares Hills or Five Canyons… Any Difference?

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Hellooooo to You My Beautiful Wonderful Bay Area…  Have you ever heard of Palomares Hills or Five Canyons??… What part of our beautiful wonderful  bay area would you say these two areas are located?… Both of them definitely sound like they would be in the hills somewhere… which could be in any number of locales throughout the San Francisco Bay Area… Go Ahead Take a Guess!!…

I have heard that Palomares Hills and Five Canyons are good areas ~ Can you tell me more?  Asked by Doug …

Hi There Doug… Palomares Hills & Five Canyons are both hugely popular masterplanned communities… There was one major developer/builder for Palomares Hills… this community sits at the eastern end of Castro Valley and has long been considered one of the premier communities in Castro Valley… the older homes begin at the bottom of the hill as you drive up the hill the homes are newer… there are duets, townhouse, single family residences throughout the community, each section possess certain amenities specific to that area… there are multiple community pools, a widely used tennis court area with various local tennis clubs using the facilities, a main clubhouse and swimming pool and schools for the children…there is a multitude of floorplan configurations, many with valley views and pano views.. many people know this community for its red tile roofs and the huge section of hill its built on … with its own fire station… another distinction is there’s one way in and same way out.

Five Canyons is another premier community but the difference is there were multiple developers and builders involved in the building … specific names for each mini community within … you’ll find the homes vary in workmanship and quality specific to the builder…it is newer than Palomares… Again there is a multitude of floorplans and amenities… Huge Huge main pool and various others throughout… neighborhood play areas and walking paths… prices can go up to multi-million dollar range… some of the homes at the top end of the hill possess much more square feet than Palomares homes. At Five Canyons there is a front way in and out and back way in and out.

Both communities appeal to young families, larger families, empty nesters, professionals and retirees who prefer the master planned community lifestyle and the amenities that are offered… and of course they prefer hillside living away from the hustle and bustle.

If you’d like more input I’d be happy to oblige.
Thanks for your inquiry…

Thanks for checking in… your comments are always welcome…

Isi

Isi Wu… the realtor for you…

Serving Clients All Over the Eastbay…

Jan 22

Walkability

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Good Day my Wonderful Beautiful Bay Area!!… 

Have you ever heard about Walk Score?… This is a trend that is finding a place in the search parameters for a growing number of homebuyers… just thought it would be of interest to you if you’re not aware of it…

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Dec 7

More Money Help… for First Time Homebuyers…

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HouseSold

Greetings and Happy Happy Monday to You My Beautiful Wonderful San Francisco Bay Area… Hallelujah Hallelujah… the recent extensions for the up to $8,000 tax credits will certainly encourage first time homebuyers to become proud homeowners… but did you know there are other incentives established in various cities throughout our beautiful Bay Area?  Cities that participate have their own set of requirements and money allotments to help low and moderate-income households receive extra monies… to assist them in buying their first home… some of the cities will also allow folks who have previously owned homes within a certain time frame to apply … (each city has their own set of rules and guidelines, each city has different maximum amounts of money they will award each applicant and each have their own repayment plans … all depending on need… keep in mind its usually first come first serve until all the allotted amount of monies are used up… you will be required to attend workshops and attend a seminar or two to get into the program… all designed to inform and educate about the process)…

Lots of people have no idea these programs exist or they cant believe they exist.

Lets take the City of San Leandro as an example… when you attend a city run First Time Homebuyer Seminar you will learn ways to get up to $65,000 in home purchasing assistance!!… Over the past 2 years some 20 San Leandro households have made their first home purchase through this program.

San Leandro offers down payment loans up to $30,000 at 3% interest for 20 years. No payments are due for 5 years, nor does any interest accrue during that period. In addition the Federal Home Loan Bank WISH Program may also contribute $15,000, which is forgiven… you never have to pay that amount back. On top of this, the California Housing Finance Agency may lend an additional 3% of the purchase price… which is deferred for 35 years… and with the new extended federal tax credit of $8,000… makes this a huge opportunity for those who qualify for the help!!… San Leandro’s program allows a maximum of $75,000 for 1 person to earn in wages & $85,700 for a 2 person income per year… Buyers must also provide at least a 3% down payment… the home must be purchased in the city limits… more detailed information will be given at the seminars. You may download the city’s First Time Homebuyer Brochure in several languages at…

http://bit.ly/gddxt

Please pass this information on to those who can use it and most definitely look into cities you’re interested in… just google City of _______________________…

This is a wonderful thing…

As always… Thanks for checking in… your comments are always welcome…

Come back and visit all the time!!…

Isi

Isi Wu… the realtor for you…

Serving Clients All Over the Eastbay…

Oct 29

First Time Homebuyer Tax Credit Extended & Expanded!!…

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Great News Everyone… the First Time Homebuyer Tax Credit due to expire the end of November has been extended and expanded!!…  This is awesome… Here’s another chance to get that extra boost and get that home you’ve been wanting in one of the Beautiful Cities in the San Francisco Bay Area…  Please spread the word to everyone you know who can use this extra incentive… H-E-L-P  is still here!!… 

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  • It appears that the ‘tax credit’ for $8,000, which is due to expire Nov 30th will be extended. The Wall Street Journal reports today that:
  • $8,000 first time home buyer will stay til July 1, 2010.
  • Existing homeowners will get a credit for up to $6500 on buying another home if you have been in your home at least five consecutive years. This does not apply to investment property.
  • This is great news for the move up housing market.

As always… would love to hear back from you… I welcome your feedback… Lets Start a Dialogue!…Save Me in your Favorites and come back and visit all the time!!…

Thanks a Bunch for your time today…

 

Isi Wuthe realtor for you

Serving Clients All Over the Eastbay…