Archive for the ‘First Time Hombuyer’ Category

Maddi’s First Sign Off on Her First Home!!

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Hellloooo My Wonderful Beautiful Bay Area!!… How many of you have gone through the home buying process and gone to the title company to sign off your loan documents and actually experienced waiting the day or two before your home finally became officially yours??… For those of you who have never gone through the process here’s a glimpse of what actually happens when you go to sign off your closing documents just prior to your home loan funding and recording at the County Recorder’s Office and getting your keys to your new home!…  the following video is an actual signing for one of my clients (who happens to be just 23 years of age, who purchased her first home without any financial help from her parents… (I want to make clear that this example is one that is happening much more frequently than ever before … and I want to emphasize that anyone I mean anyone no matter how young or old can achieve homeownership if the desire is there…)

I hope this will enlighten you and give you extra insight as to what happens towards the end of a transaction in escrow… By all means please feel free to contact me with any questions you may have… it will be my pleasure to assist you…

Maddi is now a very happy and proud homeowner and I’m very honored to have represented her!…

Thanks for checking in…

Isi

Isi Wu… the realtor for you

Serving Clients All Over the Eastbay…

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Darling San Jose Bungalow

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Hellooooo My Wonderful, Beautiful Bay Area!!… Please take a few minutes to preview this Darling Bungalow in San Jose, CA…  Located in the Central District near everything in Downtown San Jose… Perfect little home in a nice single family home neighborhood… for 1st x homebuyer/s, empty nesting, spacious private backyard, huge tandem driveway,beautiful floors,  new roof, new dual pane windows throughout, new gas heater, appliances, ceiling fans, upgraded bath, inside laundry room… Just Move Right In!!… Put on your thinking caps this one is a real little gem…Get it while you can!!… This one is NOT a Short Sale is Not an REO… its a straight sale… Response time will be fast…

Thanks for checking in… Cheers!!…

Isi

Isi Wu… the realtor for you

Serving Clients All Over the Eastbay…

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Tax Credit Extension…

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Seal of the United States Senate.

Hellooooo My Beautiful Wonderful Bay Area!!…  Happy Day to You!!… You may or may not have heard… but its Happy Hallelujah Day for all First Time Homebuyers who have ratified contracts in place as of  April 30, 2010!!… As of last nite the Senate passed the bill and the House of Representatives passed the same bill earlier this week to EXTEND the closing deadline for Homebuyer Tax Credit Eligibility from June 30, 2010 to the new date of September 30, 2010… The bill now goes to the President for his signature..

To be clear… the extension applies only to transactions with ratified contracts by April 30, 2010 that have not yet closed?  (Nearly 180,000 homebuyers would have missed out on the tax credit had Congress not taken action to extend the deadline to close escrow… Estimates from the National Association of Realtors show as many as 17,700 home buyers in California would not have received the tax credit without this extension…)

Will keep you posted… Thanks for checking in…

Cheers Everyone!…

Isi

Isi Wu… the realtor for you…

Serving Clients All Over the Eastbay!

 

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Pacific Gas and Electric… Does Have Some Redeeming Qualities…

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Hello My Beautiful Wonderful Bay Area!!   Happy Sunday to you…  Summer is here, the sun is out, the days are longer, the kids are out of school, lots of great activities swirling all around our Beautiful Bay Area… and the nagging question remains… just what are you going to do with that old frig… its old and ugly, but still works but its costing you up to $100 or more a year for electricity… what to do… what to do… there’s plenty of folks not happy with PG&E’s  “smart meter“.. in fact there’s quite an uproar going on currently about the effectiveness of this program… I’m sure it will get ironed out in some way in the not too distant future… HOWEVER…  did you know PG&E has an “appliance recycling program”?…  They will actually come and pick up your old refrigerator for FREE, Recycle it and PAY YOU $35.00… if you recycle an old air conditioner at the same time you’ll receive an extra $25.00…  Find out more and Schedule a Pick Up at…

http://bit.ly/c8jIjy

Sounds like this will not only help you,  but help the environment and help someone else as well… whats not to like??… Go ahead be kind and nice… Make Someone’s Day… share this info with your family, friends and neighbors…

Happy Sunday & Cheers Everyone…

Thanks for checking in…

Isi

Isi Wu… the realtor for you

Serving Clients All Over the Eastbay!

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One Light Bulb at a Time

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Foto einer Glühbirne (an),

Good Day my Wonderful Beautiful Bay Area!!…          A physics teacher in high school, once told the students that while one grasshopper on the railroad tracks wouldn’t slow a train very much, a billion of them would. With that thought in mind, read the following, obviously written by a good American ….Good idea … One light bulb at a time . . .

Check this out . I can verify this because I was in Lowes the other day for some reason and just for the heck of it I was looking at the hose attachments . They were all made in China.
The next day I was inAce Hardware and just for the heck of it I checked the hose attachments there. They were made in USA . Start looking …

In our current economic situation, every little thing we buy or do affects someone else – even their job . So,after reading this email, I think this lady is on the right track . Let’s get behind her!

My grandson likes Hershey’s candy . I noticed, though, that it is marked made in Mexico now.. I do not buy it any more.
My favorite toothpaste Colgate is made in Mexico …Now I have switched to Crest. You have to read the labels on everything ..

 This past weekend I was at Kroger. I needed 60 W light bulbs and Bounce dryer sheets . I was in
 the light bulb aisle, and right next to the GE brand I normally buy was an off-brand labeled, “Everyday Value” I picked up both types of bulbs and compared the stats – they were the same except for the price ..
The GE bulbs were more money than the Everyday Value brand but the thing that surprised me the most was the fact that GE was made in MEXICO and the Everyday Value brand was made in – get ready for this – the USA in a company in Cleveland, Ohio…

 So throw out the myth that you cannot find products you use every day that are made right here ..

 On to another aisle – Bounce Dryer Sheets . .. .Yep, you guessed it, bounce cost more money and is made in Canada . The Everyday Value brand was less money and MADE IN THE USA ! I did laundry yesterday and the dryer sheets performed just like the Bounce Free I have been using  for years and at almost half the price!

My challenge to you is to start reading the labels when you shop for everyday things and see what you can find that is made in the USA – the job you save may be our own or your neighbors!

If you accept the challenge, pass this on to others in your address book so we can all start buying American, one light bulb at a time! Stop buying from overseas companies!

(We should have awakened a decade ago .. . .. . . . )

Let’s get with the program . . . .. Help our fellow Americans keep their jobs and create more jobs here in the U . S . A ..

I passed this on ………. Will you ???????

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24 Ways to Make Quick Money When You’re Unemployed…

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Hello My Beautiful Wonderful Bay Area… Its just a fact these days… many many people are in need of a way to earn some money for food, shelter and basic necessities… I happened to come across this article and thought it might be helpful and might shed some great ideas to keep going… at the bottom of the 24 ideas are various comments made by readers… pros and cons to ideas suggested but give it a whirl and check it out… Please share with others if you find it helpful…

http://bit.ly/bDcUW7

I wish everyone a way to find some sunshine in their lives…

Thanks for checking in…

Isi

Isi Wu… the realtor for you

Serving Clients All Over the Eastbay!

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More Help for First Time Homebuyers!

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Good Morning My Wonderful Beautiful Bay Area!!….  There’s just something to be said about working with clients who pay attention to their purchase and any legislation that might affect their transaction…

First thing this morning received a call from a client in escrow… he just heard on the news that there may be another $10,000 tax credit for 1st x homebuyers specific to the State of California… was this true and could we get included??…

Personally I hadn’t heard so after checking with my local board, CAR, other sources including CAR Legal… IN CASE YOU HAVENT HEARD  … there is indeed an extension that will go into effect sometime in May of this year which will give first time homebuyers an additional $10,000 tax credit from our great state of California! In addition to the $8,000 tax credit from the federal government…  if your buyers are in contract by April 30… This piece of legislation is very very good news !!… we’re advised to wait a few days for the details to come out…

Keep checking in… Will post updates as more details roll out…

 Hope this news comes in handy for you… It’s a bright sunny day… Cheers Everyone!!

 Your comments are always welcome!!…

Isi

Isi Wu… the realtor for you

Serving Clients All Over the Eastbay…

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A Beautiful Sunday at Farmers Market at Jack London Square, Oakland

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Hellooooo My Beautiful Wonderful Bay Area!!…  Have been thinking about you lots… however my schedule became just a bit much with ‘To Do’s” lately…  Sunny bright days have been shining down upon us and I for one… feel re-energized!!…  rays of sunshine beaming down upon us does have that certain power it brings… Happy Just Happy Happy Days!!… Spring is just around the corner!

The days are passing by quickly … those of you still pondering whether to get into the home buying market your wonder days are slowly diminishing… you still have TIME TO GET INTO CONTRACT BY APRIL 30… (in order for you to qualify to get up to $8,000 in tax credits)… but you must be in contract by April 30!!… You still have time but times a wasting… Get Going Now!!… FHA interest rates are rumored to be heading upwards and the requirement minimun of 3 1/2% Down to get into a house is fast going to be a thing of the past… rumor is… its going to be a minimun of 5% down… Better let your fingers do the walking and get qualified NOW….

Please enjoy some of the scenes down at Jack London Square Farmer’s Market on any given Sunday… (one of my most very favorite things to do)…

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Our Wonderful Tree…

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Hellooooo My Beautiful Wonderful Bay Area…  All throughout the country and our neck of the woods on the west coast specifically the San Francisco Bay Area… we’ve all been experiencing some unusual weather… Any time we experience unusual times as these … it certainly causes us all some unplanned for situations…

This was our prized “shade” tree… over time & incremental weather… no more trimming back… its time to cut down and remove today… we received this tree as a little baby as a wedding favor… they asked us to plant it in our yard… we did & were amazed at its growth & majesty over the years… & enjoyed spending time under her cooling branches…we’ll miss her… Thanks for the memories our wonderful tree…

Thanks for checking in… Your comments are always welcome…

Isi

Isi Wu… the realtor for you…

Serving clients throughout the Eastbay

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Palomares Hills or Five Canyons… Any Difference?

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3156495224_60bb30c384 

Hellooooo to You My Beautiful Wonderful Bay Area…  Have you ever heard of Palomares Hills or Five Canyons??… What part of our beautiful wonderful  bay area would you say these two areas are located?… Both of them definitely sound like they would be in the hills somewhere… which could be in any number of locales throughout the San Francisco Bay Area… Go Ahead Take a Guess!!…

I have heard that Palomares Hills and Five Canyons are good areas ~ Can you tell me more?  Asked by Doug …

Hi There Doug… Palomares Hills & Five Canyons are both hugely popular masterplanned communities… There was one major developer/builder for Palomares Hills… this community sits at the eastern end of Castro Valley and has long been considered one of the premier communities in Castro Valley… the older homes begin at the bottom of the hill as you drive up the hill the homes are newer… there are duets, townhouse, single family residences throughout the community, each section possess certain amenities specific to that area… there are multiple community pools, a widely used tennis court area with various local tennis clubs using the facilities, a main clubhouse and swimming pool and schools for the children…there is a multitude of floorplan configurations, many with valley views and pano views.. many people know this community for its red tile roofs and the huge section of hill its built on … with its own fire station… another distinction is there’s one way in and same way out.

Five Canyons is another premier community but the difference is there were multiple developers and builders involved in the building … specific names for each mini community within … you’ll find the homes vary in workmanship and quality specific to the builder…it is newer than Palomares… Again there is a multitude of floorplans and amenities… Huge Huge main pool and various others throughout… neighborhood play areas and walking paths… prices can go up to multi-million dollar range… some of the homes at the top end of the hill possess much more square feet than Palomares homes. At Five Canyons there is a front way in and out and back way in and out.

Both communities appeal to young families, larger families, empty nesters, professionals and retirees who prefer the master planned community lifestyle and the amenities that are offered… and of course they prefer hillside living away from the hustle and bustle.

If you’d like more input I’d be happy to oblige.
Thanks for your inquiry…

Thanks for checking in… your comments are always welcome…

Isi

Isi Wu… the realtor for you…

Serving Clients All Over the Eastbay…