American Home Evolution fm 1966 to Present

EvolutionofHome

Here’s a Thot…

HELLLLOOOOO My Wonderful ~ Rainy Sunday ~ Beeeeeuuutiful Bay Area!…

“Every path has a few puddles…”

Enjoy Your Day!…

Isi

How To Recoup ur Costs at Resale….

Top10HomeProjectstoRecoup

Where Might This Be?

 

SAMSUNG

HELLLLOOOOO MY SUPER WONDERFUL – BEEEEUUUTIFUL BAY AREA!!... OK … lets see who knows where this might be?… HINT…its right here in our Bay Area….

Take a Break from Technology!!…

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HELLLOOOOOO My Ever Wonderful Beeeeuuuutiful Bay Area!…
I hope you’re all Rested, Happy & Ready for All Things Ahead in 2015…
Last year was chock full of good and bad news everywhere all around us all over the world!… I’m sure you all had a taste of the Good and Abit of the Bad… I certainly did!… One thing I’ve come to know is that we’re a very resilient bunch of folks… Hoooray and Big Pats on the Back for this fact… Already into the 8th day of 2015… looking forward to  renewed energy, calm and focus … here’s something I think will greatly help us all towards that endeavor…
You Can, You Can, You Can Do This… I promise…
http://bit.ly/1x1kTaQ

Flat Out False…LOL

HELLOOOOO MY WONDERFUL BEEEEEUUUUTIFUL BAY AREA!…. We have yet another glorious gorgeous day in Our Cities by the Bay!!… as you go about your day today… as you meander through a local farmers market, go for a walk, sit by the water’s edge, enjoy a lazy start to your day with a cup of your favorite joe… thought it would be enlightening and fun for those of you keeping up with our ever hot hot real estate market by whatever means you choose… to have a few chuckles regarding listing descriptions… Jon Boyd, past president of the National Association of Exclusive Buyer Agents, joined forces with NAEBA members worldwide to compile a translation guide of listing agent euphemisms.

They include:

  • Grandma’s house: Realtors interpret this to mean a) the house hasn’t been updated since Grandma moved in or b) it still smells like Grandma.
  • Great potential: The operative word here is “potential.” The “potential” in one case pointed to the fact that there was a large crack through the center of the foundation caused by an earthquake.
  • Light and bright: Bring your sunglasses because everything in this baby will be white: walls, cabinets, tile. Where have you seen this before? Oh yeah, the hospital.
  • Meticulously maintained: It could mean the owners never bothered to update the property. Maintenance is admirable for plumbing and HVAC, not so much for cabinets, carpets and windows.
  • Mile to the beach as the seagull flies: And you’ll wish you had wings. Those straight-line calculations can mean some pesky traffic lies between you and the lifeguard shack.
  • Needs TLC: You may freely substitute “OMG” for “TLC” here. Boyd says the phrase “TLC” often means the house has been abused and requires more than mere redecorating. “The average homebuyer who sees HGTV a couple times before they go looking is not sensitive to that,” he says.
  • Newer furnace and AC: “Newer” has a certain “truthiness” to it. In one case, both units were 25 years old. When the listing agent was asked why she made such an audacious claim, she replied, “Because each one of them had received a new part within the last year.”
  • Retro decor: It’s ’60s flashback time. Can you dig the original paisley vinyl floors and avocado appliances, man? Groovy!
  • This house just had a total facelift: Loosely translated, it means the seller painted everything. But paint, like a facelift, can only hide so much.
  • This house will go fast: Might have been believable in the first 30 days on the market, but not anymore. One home with this description had been on the market 247 days.
  • Turnkey: Meaning they don’t want to have to haul away all that orange-and-brown-plaid-polyester-covered furniture.
  • Very bright, sunny home: Often true because there’s not a tree in sight.
  • Water view: Of course, you’ll need to stand on the upper deck railing and crane your neck. With binoculars. On an extremely clear day.

Have a Brite Happy Day!  Isi

How Bout a New Place for Fast Snacks or Hot Meal?…

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Well HELLOOOOOO MY BEEEEUUUUUUTIFUL WONDERFUL BAY AREA!!… Its another gorgeous day in our neck of the woods!… While you’re out and about why not go and check out the closest Ranch 99 Asian Market!… there’s many locations throughout the Bay Area… its one of the alternatives to get your asian food & misc items shopping in one place!…

Some of the markets are smaller than the newer ones but they all seem to offer infinite amounts of fresh fish, poultry and meats not to mention the freshest and most abundant quantities of asian favored vegetables and bountiful fruits and freshest unique breads available anywhere… Its a treat and a destination point for you to visit at least once… I guarantee you’ll go back!…

Today I want to offer you a quick visual of just some of the prepared snack counters…  http://bit.ly/1w4Ok0A

Go Discover and Enjoy!

Some Current ACTIVE Listings in….

 

HELLO MY BEEEEUTIFUL, WONDERFUL Bay Area!!!... I know many of you enjoy following the real estate market… especially in areas where you currently live or would like to live…To get an idea of your chosen market area most everyone likes to see what properties have SOLD AT…TODAY (9.5.14) I’d like to offer you the most current stats on  ACTIVE properties for sale...(keep in mind I’ve chosen just a few local cities in the Eastbay as a starting point… if you dont see a city you’re interested in just let me know)…

CITY:          ALL ACTIVE   DET.SFR/ AVG LIST    DET.3.2/ AVG LIST
ALAMEDA                 54               82          $858,499            9           $858,532
CASTRO VALLEY   96               81          $887,718             23         $774,985

DANVILLE                103             81   $1,637,430         5      $993,460

DUBLIN                     111               77             $986,511          12           $690,904
HAYWARD               232             175           $577.696          66           $483,000
SAN LEANDRO       97                86            $534,282          28          $534,383
SAN RAMON            133              81         $1,083,298          14           $788,342

Dont forget these figures are for ALL ACTIVE Listings on the market for sale… Four out of the  seven cities currently have OVER 100 properties for sale… Inventory is still not overwhelming abundant everywhere…Buyers depending on your needs and price point your chances of getting your piece of property is improving… you just have to be completely ready… Sellers due to the sluggish inventory… you’re still in a great position to receive Top Dollar… keep in mind you must be realistic and price your home right!… Buyers and Sellers I’m here to assist you… Contact Me Now and lets get going…

925.997.2426 Cell/Text and email isiwu@comcast.net

Some Do’s and Don’ts

 

San Francisco Bay Area highlighted in red on a...

HELLLOOOOO MY WONDERFUL BEAUTIFUL BAY AREA!!  Cant say enough how fortunate we all are to be calling our gorgeous Bay Area Home!!…Sure don’t wish to be living in those freezing cold areas hitting all the many other regions of these United States…the beat goes on regardless… many many buyers are still on the hunt for reasonably priced homes… patience and steadfastness will most certainly help…

Here are some things to avoid during the home buying process to assure your transaction goes smoothly:

 -Don’t Make an Expensive Purchase… It’s best to avoid making major purchases like furniture, cars, appliances, electronic equipment, jewelry, or vacations until after the closing. Financing furniture with a credit card could jeopardize your credit worthiness during the time it means the most. Using cash to purchase big items can also create a problem because many banks take into consideration your cash reserve when approving your mortgage.

-Don’t Get a New Job… Lenders like to see a consistent job history. Generally, changing jobs will not affect your ability to qualify for a mortgage loan-especially if you are going to be making more money. But for some people, getting a new job during the loan approval process could raise some concern and affect your application.

-Don’t Switch Banks or Move Money Around… As your lender reviews your loan package, you will be asked to provide bank statements for the last two or three months on your checking accounts, savings accounts, money market funds and other liquid assets. To eliminate potential fraud, most loans require a thorough paper trail to document the source of all funds. Changing banks or transferring money to another account could make it difficult for the lender to document your funds.

-Don’t Disregard Your Lenders Requirements… You may have been pre-approved for the loan but your work with the lender is far from over. Your lender will need copies of your bank statements, W2s and other paperwork. It is up to you to get it to him or her as soon as possible. Failure to submit certain qualifying documents could cause you to lose your loan and the financing you need to buy your home.

I’m always available assist you…928.997.2426 text/cell or isiwu@comcast.net

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